Spain Bridge (F&K MASTER S.L.) is a private immigration and tax consultancy. We are not affiliated with, endorsed by, or acting on behalf of the Spanish government or any government authority. Government fees are paid separately to the relevant authorities, which make all final decisions.
Tax Optimization in Spain: Expert Help for UK & US Expats
Spain's tax system has some genuine advantages if you know how to use them:
(Gestor Administrativo No. 3776 Icogam)
on employment income up to €600,000 under the Beckham Law (compared to up to 45% in the UK or 37%+ in the USA).
on foreign assets while you're on the Beckham Law — the year you move plus the next five.
(€80/month for the first 12 months for new self-employed workers).
with the UK and US to prevent double taxation.
when managed correctly by specialized advisors.
2026 Spanish Tax Calendar
| Month | Form (Modelo) | Purpose |
|---|---|---|
|
Jan 1-30
|
303, 130 & 390 | Q4 VAT (IVA), Q4 income tax instalment (autónomos) & annual VAT summary |
| Jan 1-Mar 31 | 720 | Declaration of overseas assets |
| Apr 1-Jun 30 | 100 | Annual Income Tax (IRPF) for residents |
| Apr 1-Jun 30 | 151 | Income Tax for Beckham Law regime |
| Apr 1-20 | 303 & 130 | Q1 VAT (IVA) & income tax instalment (autónomos) |
| Apr-Jun 30 | 714 | Wealth Tax (Impuesto sobre el Patrimonio) |
| Jul 1-20 | 303 & 130 | Q2 VAT (IVA) & income tax instalment (autónomos) |
| Oct 1-20 | 303 & 130 | Q3 VAT (IVA) & income tax instalment (autónomos) |
| By Dec 31 | 210 | Non-resident income tax (Imputed rental income) |
What we handle for you
30-Minute Tax Consultation
A call with our English-speaking tax specialist (gestor). Ideal if you have specific questions or want to understand your obligations before committing to anything.
→ Best for: New arrivals, those preparing to register as autónomo, and anyone who has small, but important questions.
60-Minute Tax Consultation
A full session covering your entire tax situation: income sources, residency status, family circumstances, and a forward-looking plan.
→Best for: High earners, Beckham Law candidates, and those with complex income across multiple countries.
Autónomo Registration & Social Security Enrollment
Spanish Digital Certificate (Certificado Digital)
Full Business Accounting
Beckham Law Application
Spanish SL (Ltd.) Formation
Spain Bridge (F&K MASTER S.L.) is a private immigration and tax consultancy. We are not affiliated with, endorsed by, or acting on behalf of the Spanish government or any government authority. Government fees are paid separately to the relevant authorities, which make all final decisions.
What our clients say
FAQ
They are two sides of the same process; you can't have one without the other. Registering as an autónomo establishes your self-employed status, while Social Security enrollment is the mandatory contribution system that accompanies it.
The good news: when you first register, you qualify for a reduced rate of €80/month for your first year. If your annual income remains below Spain's minimum wage (SMI), this rate can be extended for a second year. Additionally, some regions run programmes that refund new autónomos' first-year contributions; which regions and on what conditions changes from year to year. We will confirm the current rules for your region when we assist with your setup.
It gets expensive quickly. If you file late on your own, a surcharge applies: 1% plus 1% for each full month of delay, rising to 15% plus late-payment interest after 12 months (article 27 of the General Tax Law). If the tax office finds the unpaid tax first, penalties run from 50% to 150% of the amount (article 191). Unpaid tax debts can end in bank account seizures and can be taken into account when you renew your residence permit.
The simplest way to avoid all of this is to have someone track your deadlines for you, which is exactly what we do.
- Business expenses: as an autónomo, you can deduct costs directly related to your professional activity. This includes your software subscriptions (e.g., Adobe, Figma, ChatGPT, Gemini), advertising, professional training, and similar costs.
- Family allowances: if your children are under 25 and live with you, the "minimum for descendants" (article 58 of the IRPF Law) exempts €2,400 for the first child, €2,700 for the second, €4,000 for the third, and €4,500 for the fourth and each further child. Children under 3 add €2,800.
- Private health insurance: as an autónomo, you can deduct up to €500 per person per year (€1,500 for those with a disability).
- The 5% "catch-all" deduction: autónomos under the simplified direct method can deduct 5% of your net income for "difficult-to-justify" expenses, up to a maximum of €2,000 per year.